Knowing Better Isn’t the Blocker to Doing Better
Season 2 episode 2 of HomeEc
Show Notes
What if your financial history isn’t a knowledge problem or a personal failure, but a nervous system story?
In this episode of HomeEc, we sit down with aspiring Rich Auntie Rachel to unpack a year of emotional, relational, and financial transformation that led to one unexpected move: she submitted her Calibrate Growth Profile alongside her mortgage paperwork.
She got the mortgage.
Financial Therapist Nick Ashburn and Licensed Marriage and Family Therapist Moraya Seeger DeGeare explore what happens when context meets numbers, when behavior is understood instead of judged, and why “knowing what to do” so often breaks down without safety, regulation, and support.
This episode challenges the idea that financial success is about discipline alone and asks a bigger question: what would change if lenders and advisors understood the human behind the spreadsheet?
What We Cover
Why knowing better does not automatically lead to doing better
Emotional spending as regulation, not moral failure
How strengths become blind spots under stress
Over-giving as a bid for connection
Showing up as an adult versus a younger, activated self
How context changes financial behavior
What Rachel’s story reveals about credit, care, and trust
Why This Episode Matters
Rachel’s story shows what becomes possible when self-awareness, therapy, and behavioral insight enter real financial systems. This is not a story about perfection. It is a story about being seen, supported, and regulated enough to follow through.
If you have ever felt behind, misunderstood by your numbers, or stuck in patterns you “know better” than to repeat, this episode is for you.
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Important Notice
This podcast is for educational and informational purposes only. It is not intended as financial, legal, or clinical advice, nor is it a substitute for working with a qualified financial professional or licensed therapist who understands your individual situation. Listening to this episode does not create a therapeutic or advisory relationship.
