Calibrate · HomeEc · Cluster Reference Guide
Nine ways people engage
with money. All of them valid.
These profiles describe how people relate to financial decisions based on their psychological resources, behavioral patterns, and current capacity. There is no best cluster. Each one reflects a real and honest picture of where someone is right now.
Your cluster is not your Calibrate Well-Being. Well-Being is unique to you and changes meaningfully with intentional behavioral shifts and changes in your environment. Your personal Well-Being trajectory, which includes your relational health, positive emotions, engagement, relationships, meaning, and accomplishment, is found in your Calibrate Growth Profile insights, not here. These cluster profiles describe how you engage with money and decisions. That is a different, and equally important, part of the picture.
What this measures
Motivation, wellbeing, strengths, financial literacy, construal, and behavior
What it is not
A judgment. A fixed identity. A ceiling.
How clusters are assigned
You take the 10 to 15 minute Calibrate Assessment. Your responses go into a rigorous analysis examining patterns around decision-making style, motivation, construal level, psychological capital, and help aversion, among other data points.
Designed by
Moraya Seeger DeGeare, MA, LMFT
Chief Clinical Strategist, Calibrate
Chief Clinical Strategist, Calibrate
The Nine Profiles
Clusters 0 through 8